By Mike Raybone FCIM FIDM, Mortgage Brain

Mike Raybone Chartered Marketer

Thursday, 23 December 2010

Changes to Insurance Premium Tax with Berkeley Alexander


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Don't forget, in the last budget the Government announced the increase of Insurance Premium Tax to 6% (from 5%) on all general insurance products other than travel, where the IPT rate is increasing from 17.5% to 20%. The changes take effect for any policy starting on or after 4th January. The increase will also apply to any transaction after this date, including a mid term adjustment or renewal of an annual policy (such as a home insurance) or the first monthly payment of a monthly renewable policy (such as MPPI/ASU).

When quoting a policy before the end of this year, you must be aware that should you not arrange cover with the policy starting BEFORE 4th January 2011, the new rate of IPT will apply.

Click here for more information and to see Christmas opening hours.

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Connect Overseas - Monthly Overseas Mortgage Report


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Highlights:
• Mortgage enquires for Greece more than double
• Favourable terms offered to foreign investors in Australia
• Look out for Northern Portugal and the Balearic Islands in 2011

To find out more, visit Connect’s Highlight overview here

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Tuesday, 21 December 2010

Mortgage Brain set to acquire TrigoldCrystal


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Following recent market speculation, Mortgage Brain has confirmed that it is in discussions with the board of TrigoldCrystal and has agreed the terms to acquire the business. Both companies have very similar turnover and are of comparable size.

A default cash offer of £6.8 million or an alternate combination of cash, loan notes and shares totalling circa £9.9 million has been unanimously agreed by the board at TrigoldCrystal and will now be put to shareholders. It is expected that the transaction will be concluded within the next three months.

The combination of Mortgage Brain and TrigoldCrystal into a single business will provide the scale required to ensure the necessary product investment to deliver best of breed solutions and better services to the industry considerably faster than would be achieved separately. Additionally, the economies of scale facilitated by the transaction will ensure that products and services continue to be delivered at affordable prices.

Click here to view the full article.

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Monday, 20 December 2010

Conti Mortgages Overseas Rate Update


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To see the latest mortgage rates from 20th December 2010 for France, Spain, Portugal, Italy and Turkey click here

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Thursday, 16 December 2010

Conti Mortgages Overseas Rate Update


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To see the latest mortgage rates from 13th December 2010 for France, Spain, Portugal, Italy and Turkey click here

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Thursday, 9 December 2010

Increasing your revenue with Viva Costa International


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Viva Costa International specialise in increasing revenues from your client bank. We provide mortgages & overseas property for lifestyle and investment use, covering the worlds major hot spots such as Spain, France, Portugal, Turkey, Florida, Caribbean & Cape Verde. We have properties available for purchase through pensions, (the developer can arrange the pension advice where the introducer is not licensed).



Overseas mortgages are available for Purchase and Re Finance. Some countries requiring compulsory life cover which you have the option to write. We have a wide range of products and services you can utilise to provide new income streams or compliment existing ones:



• Arrange mortgages in 45 countries

• Easy referral process

• Online tracking

• Properties for Investment purchase

• Properties purchase via pensions (no pensions advice required from you)

• Properties for holiday homes

• Business Development Managers to help you grow your business

• Marketing materials

• Assistance with seminars

• Web sites, web links & property portal



Although you may feel the overseas market is not one you currently work in the income opportunity is huge and without realising it some of your clients will be actively buying or have bought overseas.




Click here to find out more.



Mike Raybone

Head of Marketing and Operations



Join the Mortgage Brain Linkedin group... click here




Tuesday, 7 December 2010

Latest news from Uinsure - need a reason to speak to your landlord clients?


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Do you have clients who are landlords and need a reason to speak to them?

Great news! Uinsure's revolutionary Buy To Let Landlords B&C product just got even better..... Click here to find out more!

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Conti Mortgages Overseas Rate Update


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To see the latest mortgage rates from 7th December 2010 for France, Spain, Portugal, Italy and Turkey click here

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Thursday, 2 December 2010

Connect Overseas launches free overseas mortgage comparison site for brokers


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Connect Overseas, the international mortgage specialist, has announced the launch of its new proposition for intermediaries looking for comprehensive funding options for clients making an overseas home purchase.

Click here for more information.

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Berkeley Alexander announces new senior management team


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Leading wholesale general insurance intermediary Berkeley Alexander announces today the appointment of a new managing director and senior management team.

Click here to view the full article.

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Add conveyancing functionality to your own website with IFAConveyancing!


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By adding our conveyancing plug-in to your website you can receive commission from clients visiting your website direct. Earn up to £300.00 per instruction. The conveyancing plug-in is FREE and can help boost your income.

Click here for more information.

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here

Fluent Money in partnership with Mortgage Brain


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When is it time to look at a secured loan as a suitable alternative with Fluent Money Limited?



When your client needs funds quickly and is happy to use the equity in their home

When your client is tied into their mortgage with heavy redemption penalties

When your client’s general circumstances change i.e. self employed

When your client is already on a competitive mortgage rate, especially a low SVR

When your client needs funds with no upfront fees to pay

When the ability to redeem the loan easily at a later date is important i.e. redemption is only one month’s payment with one month’s interest

When your client’s status changes for the worse



Contact for Mortgage Brain members...



Jeff Davidson, Commercial Manager, Fluent Money.

DD 01204 477 525

Mobile 07816 901799

General Office number 01204 477 500

Email jeffdavidson@fluentmoney.co.uk



Register at http://mortgagebrain.fluentview.co.uk/Cameleon/Register



Mike Raybone

Head of Marketing and Operations



Join the Mortgage Brain Linkedin group... click here


Conti Mortgages Overseas Rate Update


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To see the latest mortgage rates from 29th November 2010 for France, Spain, Portugal, Italy and Turkey click here

Mike Raybone
Head of Marketing and Operations

Join the Mortgage Brain Linkedin group... click here
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